Preheat oven to 400°F.
Peel and slice bananas in half lengthwise.
Rinse berries and pat dry.
Spray baking dish with non-stick cooking spray. Place the banana halves flat side down in the baking dish.
Toss berries with 1 Tablespoon flour. Sprinkle berries over the bananas.
In a medium bowl, add 4 Tablespoons flour, oats, sugar, and spices. Stir to blend.
Cut cold butter into little pieces. Add to bowl. Using your fingers, quickly blend the butter into the dry ingredients until the mixture is crumbly.
Spread the crumbly mixture over the fruit in an even layer. Press down slightly.
Bake about 10–15 minutes, or until the crumble is firm and golden in color.
10. While crumble bakes, stir together yogurt and honey in a small bowl to create a lighter version of whipped cream.
11. When crumble is done, spoon 1 Tablespoon of the yogurt and honey topping over each serving.